4.3.4 Safe to install
FlexSalary offers an Instant Personal Line of Credit of up to ₹2 lakh for salaried individuals in India. It is a loan product provided by Vivifi India Finance Pvt. Ltd., a registered non-banking financial company with the RBI (Registration No. N-09.00447). The Annual Percentage Rate (APR) ranges from 19% to 55%, and the loan tenure is between 10 and 36 months.
For example, if you borrow ₹50,000 at a 29% annual interest rate for a tenure of 36 months, the maximum APR will be 31.16%. There is a one-time processing fee of ₹1,000 charged at the first withdrawal. The flexible monthly installment amount starts from ₹2,054, and the total amount payable at the end of 36 months is ₹74,872.
The Annual Interest Rate ranges from 18% to 36.5%. There is also a one-time processing fee charged at the first withdrawal, ranging from ₹0 to ₹1,250. The conditional interest ranges from 0% to 1.75% per month. FlexSalary does not charge any late fees, bounce cheque fees, or prepayment penalties.
If you meet the simple loan eligibility criteria, you can get instant loan approval and transfer the loan amount to your bank account on the same day. FlexSalary aims to be one of the most user-friendly fast personal loan apps in India.
FlexSalary offers an instant cash loan against your salary with no fixed Equated Monthly Installments (EMIs). You can repay your loan in flexible EMIs. The fast approval process is completely online and paperless. By applying for our loan and performing Net Banking Verification, you can receive fast cash loan approval within a few hours.
The Salary Advance Loan from FlexSalary quickly fulfills your emergency cash needs without the wait. To get a salary advance loan online for urgent cash needs, apply through the FlexSalary Instant Loan App.
Why Should You Choose FlexSalary for an Instant Online Loan?
- 100% quick, easy, and secure online loan application
- Instant loan approval with minimal documents required
- Affordable interest rates
- High loan approval rate
- One-time approval for anytime cash
- Multiple withdrawals available
- Pay interest only on used money
To be eligible for a FlexSalary instant cash loan, you must be:
- An Indian citizen
- Earning a minimum salary of ₹8,000
- Above the age of 21
Documents Required to Apply for our Flexible Personal Loan:
- Identity Proof (Aadhaar/Driver’s License/Passport/Voter ID)
- PAN card
- Address Proof (Driving License/Utility Bills/Aadhaar/Passport/Bank Statements/Voter ID)
- Net banking verification for validating your income
FexSalary provides 24x7 instant collateral-free loans to fulfill urgent cash needs in all states across India. You can apply online through our mobile app or www.flexsalary.com.
To apply for an instant approval personal loan online:
- Download our App
- Create an Account
- Submit the required documents
As soon as your salary advance loan is approved, you can transfer the funds to your bank account quickly.
Safety and Security: FlexSalary is completely safe and secure. The information you share is encrypted and used only to verify your application. We do not share your data with any third parties.
*The APR shown in the example above is based on an indicative payment schedule included in the loan agreement. Customers have the flexibility to either follow the indicative schedule or make multiple withdrawals and payments as they wish, including the option to pay off the entire outstanding balance without any prepayment penalty.
Queries? Email: [email protected] Call: +91-40-4617-5151 Address: Unit A, 9th Floor, MJR Magnifique, Khajaguda X Roads, Raidurgam, Hyderabad, Telangana- 500008
Overview
FlexSalary Instant Loan App is a Freeware software in the category Business developed by Vivifi India Finance Pvt Ltd.
The latest version of FlexSalary Instant Loan App is 4.3.4, released on 04/15/2025. It was initially added to our database on 11/02/2023.
FlexSalary Instant Loan App runs on the following operating systems: Android.
FlexSalary Instant Loan App has not been rated by our users yet.
FAQ
What is FlexSalary Instant Loan App?
FlexSalary Instant Loan App is a mobile application offered by Vivifi India Finance Pvt Ltd that provides quick and easy personal loans to users.
How can I apply for a loan using the FlexSalary app?
You can apply by downloading the app, registering with your details, and completing the necessary verification process to get approved for a loan.
What are the eligibility criteria for obtaining a loan through this app?
Eligibility typically includes being within a certain age range, having a valid income source, and meeting creditworthiness requirements specified by Vivifi India Finance Pvt Ltd.
How much can I borrow using the FlexSalary app?
The app offers loans ranging from a minimum amount to a maximum limit, which may vary based on your eligibility and credit profile.
What is the repayment period for loans taken through the app?
Repayment periods vary but generally range from a few months up to a year, with flexible options depending on the loan amount and terms chosen.
Are there any fees or interest charges associated with the loan?
Yes, interest rates and applicable fees are disclosed during the application process, and actual costs depend on your loan amount and tenure.
How long does it take to get approval after applying?
Approval decisions are typically quick, often within minutes or hours after submitting your application and required documents.
Can I repay my loan early?
Yes, most loans can be repaid early without penalty, allowing you to save on interest payments.
What should I do if I face issues with the app or my loan?
You can contact customer support through the app or visit the company's website for assistance.
Is my personal information secure on this app?
Yes, Vivifi India Finance Pvt Ltd employs security measures to protect your personal data in compliance with applicable regulations.
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